How SSNIT works out an old-age pension: the months of contributions that qualify, the pension right they earn, how it grows with each further year up to its maximum, the retirement ages and the minimum pension for new pensioners. The pension is the pension right times the average of the member's three best years' salaries. One row per rule, each with its source. 8 records.
Every column this dataset returns, with its type. This is the shape of the API response.
| Field | Type |
|---|---|
| item | TEXT |
| value | DECIMAL(14,3) |
| unit | TEXT |
| description | TEXT |
| effective_from | DATE |
| effective_to | DATE |
| checked_at | DATE |
| source_url | TEXT |
| notes | TEXT |
| source | TEXT |
| itemTEXT | valueDECIMAL(14,3) | unitTEXT | descriptionTEXT | effective fromDATE | effective toDATE | checked atDATE | source urlTEXT | notesTEXT | sourceTEXT |
|---|---|---|---|---|---|---|---|---|---|
| min_months | 180 | months | Contributions needed for a pension | 2015-01-01 | — | 2026-09-25 | https://www.ssnit.org.gh/old-age-benefit/ | National Pensions Act, 2008 (Act 766) as amended by Act 883, assented in December 2014; SSNIT's old-age benefit page gives the same figures. The effective date is approximate. | SSNIT |
| base_rate | 37.5 | % of average salary | Pension right earned by the first 180 months | 2015-01-01 | — | 2026-09-25 | https://www.ssnit.org.gh/old-age-benefit/ | National Pensions Act, 2008 (Act 766) as amended by Act 883, assented in December 2014; SSNIT's old-age benefit page gives the same figures. The effective date is approximate. | SSNIT |
| increment_rate | 1.125 | % of average salary | Added for each further 12 months of contributions | 2015-01-01 | — | 2026-09-25 | https://www.ssnit.org.gh/old-age-benefit/ | National Pensions Act, 2008 (Act 766) as amended by Act 883, assented in December 2014; SSNIT's old-age benefit page gives the same figures. The effective date is approximate. | SSNIT |
| increment_months | 12 | months | Contributions that earn one increment | 2015-01-01 | — | 2026-09-25 | https://www.ssnit.org.gh/old-age-benefit/ | National Pensions Act, 2008 (Act 766) as amended by Act 883, assented in December 2014; SSNIT's old-age benefit page gives the same figures. The effective date is approximate. | SSNIT |
| max_rate | 60 | % of average salary | The most a pension right can reach, at 420 months | 2015-01-01 | — | 2026-09-25 | https://www.ssnit.org.gh/old-age-benefit/ | National Pensions Act, 2008 (Act 766) as amended by Act 883, assented in December 2014; SSNIT's old-age benefit page gives the same figures. The effective date is approximate. | SSNIT |
3 more rows — see the plans
Get an API keyGET connect.apighana.com/api/data/pension_parameters
Cite this dataset and the organisation its records come from (SSNIT). Datasets are updated, so keep the date you accessed it in the citation. Last updated from the source on Sep 25, 2026.
API Ghana. (2026). Pension parameters (Version 1.0) [Data set, compiled from SSNIT]. Retrieved October 1, 2026, from https://apighana.com/datasets/pension-parameters
curl "https://connect.apighana.com/api/data/pension_parameters?page=1&limit=20" \ -H "X-API-Key: $APIGHANA_KEY"
const response = await fetch(
"https://connect.apighana.com/api/data/pension_parameters?page=1&limit=20",
{ headers: { "X-API-Key": process.env.APIGHANA_KEY } },
);
const { data, meta } = await response.json();import os, requests
response = requests.get(
"https://connect.apighana.com/api/data/pension_parameters",
headers={"X-API-Key": os.environ["APIGHANA_KEY"]},
params={"page": 1, "limit": 20},
)
rows = response.json()["data"]