How to Reach Escape Velocity in Ghana Before You Turn 40
Progress is not the same as escape. A guide to building enough financial, professional and social momentum that ordinary problems in Ghana can no longer send you back to zero.
Notes from the API Ghana team: what is in the datasets, how to use the API, and what the data says about Ghana.
Progress is not the same as escape. A guide to building enough financial, professional and social momentum that ordinary problems in Ghana can no longer send you back to zero.
The dollar was up 0.2% on the week at ₵11.59, and petrol held at ₵16.77 a litre. Here's what the week's prices mean for your pocket.
When a business pays a supplier, landlord or consultant in Ghana, it often has to keep back part of the payment and pay it to GRA. Here are the current rates, when they apply, and worked examples.
Since 1 January 2026, VAT (15%), NHIL (2.5%) and the GETFund levy (2.5%) are all charged on the same price, 20% in total. Here's how to add them to a price, take them out of one, and what changed.
Every month 18.5% of your basic salary goes into your pension, 5.5% from you and 13% from your employer. Here's where each cedi goes, and how SSNIT works out the pension you'll get.
Treasury bills are short-term loans to the government, sold every week in 91, 182 and 364-day terms. Here's how to buy one through a bank or investment firm, what the current rates earn you, and the tax rules.
From 1 September 2026 the first GH₵588 of your monthly chargeable income is tax-free, and the rest is taxed band by band from 5% to 35%. Here's how to work out your own PAYE, step by step.
Pump prices in Ghana can change on the 1st and 16th of every month. Here's how the pricing windows work, what the NPA price floor is, what makes up the price of a litre, and what a trip costs at today's prices.

Every Ghana mobile number starts with a prefix that shows the network it was issued on: 024, 054 and 055 for MTN, 020 and 050 for Telecel, 026, 027, 056 and 057 for AT. Here's the full list, and why a prefix no longer proves the network.
Ghana's national daily minimum wage is GH₵21.77 from 1 January 2026, about GH₵588 for a 27-day month. Here's who sets it, who it covers, and every rate since 2015.
The "dollar rate" you see online isn't the rate you'll get at the counter. Here's the difference between the mid-market rate, the Bank of Ghana rate and what banks and bureaus charge, and how to avoid overpaying.
Duty and levies on an imported car in Ghana usually come to 35–50% of its customs value. Here's how customs works it out, from the car's age and engine size to every levy on the bill, with worked examples.
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