SSNIT Rates

Name: Ghana SSNIT Rates
Creator: National Pensions Act, 2008

The social security contributions on a Ghanaian worker's basic salary: the employee's and the employer's shares, how they split between SSNIT (Tier 1) and the occupational scheme (Tier 2), the monthly minimum and maximum insurable earnings, and the Tier 3 contribution that is relieved from income tax. One row per rule, each with its source. 7 records.

v1.0last updated Sep 25, 2026 · snapshotlisting updated Sep 25, 2026Free7 recordsFinance

Fields

Every column this dataset returns, with its type. This is the shape of the API response.

Field	Type
item	TEXT
value	DECIMAL(14,3)
unit	TEXT
description	TEXT
effective_from	DATE
effective_to	DATE
checked_at	DATE
source_url	TEXT
notes	TEXT
source	TEXT

Preview

five records, free

First 5 rows of SSNIT Rates
itemTEXT	valueDECIMAL(14,3)	unitTEXT	descriptionTEXT	effective fromDATE	effective toDATE	checked atDATE	source urlTEXT	notesTEXT	sourceTEXT
employee_rate	5.5	% of basic salary	The employee's contribution, deducted from pay and relieved from income tax	2010-01-01	—	2026-09-25	https://www.brr.gov.gh/acc/registry/docs/Law-Pension-ACT-766.pdf	National Pensions Act, 2008 (Act 766), in force from January 2010, as amended.	National Pensions Act, 2008 (Act 766)
employer_rate	13	% of basic salary	The employer's contribution, paid on top of pay	2010-01-01	—	2026-09-25	https://www.brr.gov.gh/acc/registry/docs/Law-Pension-ACT-766.pdf	National Pensions Act, 2008 (Act 766), in force from January 2010, as amended.	National Pensions Act, 2008 (Act 766)
tier1_rate	13.5	% of basic salary	Of the 18.5% total, the part paid to SSNIT (Tier 1), of which 2.5% goes to the National Health Insurance Fund	2010-01-01	—	2026-09-25	https://www.brr.gov.gh/acc/registry/docs/Law-Pension-ACT-766.pdf	National Pensions Act, 2008 (Act 766), in force from January 2010, as amended.	National Pensions Act, 2008 (Act 766)
tier2_rate	5	% of basic salary	Of the 18.5% total, the part paid to the occupational pension scheme (Tier 2)	2010-01-01	—	2026-09-25	https://www.brr.gov.gh/acc/registry/docs/Law-Pension-ACT-766.pdf	National Pensions Act, 2008 (Act 766), in force from January 2010, as amended.	National Pensions Act, 2008 (Act 766)
max_insurable_monthly	69000	GHS a month	Maximum insurable earnings: the most basic salary SSNIT contributions are charged on	2026-01-01	—	2026-09-25	https://www.ssnit.org.gh/wp-content/uploads/2026/01/Public-Notice-Min-Max-Insurable.pdf	SSNIT's notice gives GH¢69,000 (was GH¢61,000) without saying 'monthly'; the minimum, GH¢587.80, is the daily minimum wage times 27 days, so both are monthly. The Act caps the Tier 1 contribution; whether the cap also limits the employee's 5.5% is not stated.	SSNIT public notice on insurable earnings for 2026

itemTEXT	valueDECIMAL(14,3)	unitTEXT	descriptionTEXT	effective fromDATE	effective toDATE	checked atDATE	source urlTEXT	notesTEXT	sourceTEXT
example-item-1	10	example-unit-1	example-description-1	2000-01-01	2000-01-01	2000-01-01	example-source_url-1	example-notes-1	example-source-1
example-item-2	20	example-unit-2	example-description-2	2000-01-01	2000-01-01	2000-01-01	example-source_url-2	example-notes-2	example-source-2
example-item-3	30	example-unit-3	example-description-3	2000-01-01	2000-01-01	2000-01-01	example-source_url-3	example-notes-3	example-source-3
example-item-4	40	example-unit-4	example-description-4	2000-01-01	2000-01-01	2000-01-01	example-source_url-4	example-notes-4	example-source-4
example-item-5	50	example-unit-5	example-description-5	2000-01-01	2000-01-01	2000-01-01	example-source_url-5	example-notes-5	example-source-5
example-item-6	60	example-unit-6	example-description-6	2000-01-01	2000-01-01	2000-01-01	example-source_url-6	example-notes-6	example-source-6
example-item-7	70	example-unit-7	example-description-7	2000-01-01	2000-01-01	2000-01-01	example-source_url-7	example-notes-7	example-source-7
example-item-8	80	example-unit-8	example-description-8	2000-01-01	2000-01-01	2000-01-01	example-source_url-8	example-notes-8	example-source-8

2 more rows — see the plans

Get an API key

Endpoint

GET connect.apighana.com/api/data/ssnit_rates

Auth: X-API-Key header
Pagination: page · limit
Format: JSON
Version: 1.0
Last updated: Sep 25, 2026from the source
Covers: A snapshotas of Sep 25, 2026
Refreshed: monthly
Last checked: Oct 1, 2026had warnings
Source: National Pensions Act, 2008

How to cite

Cite this dataset and the organisation its records come from (National Pensions Act, 2008). Datasets are updated, so keep the date you accessed it in the citation. Last updated from the source on Sep 25, 2026.

API Ghana. (2026). SSNIT rates (Version 1.0) [Data set, compiled from National Pensions Act, 2008]. Retrieved October 1, 2026, from https://apighana.com/datasets/ssnit-rates

Code samples

cURL

curl "https://connect.apighana.com/api/data/ssnit_rates?page=1&limit=20" \
  -H "X-API-Key: $APIGHANA_KEY"

JavaScript

const response = await fetch(
  "https://connect.apighana.com/api/data/ssnit_rates?page=1&limit=20",
  { headers: { "X-API-Key": process.env.APIGHANA_KEY } },
);

const { data, meta } = await response.json();

Python

import os, requests

response = requests.get(
    "https://connect.apighana.com/api/data/ssnit_rates",
    headers={"X-API-Key": os.environ["APIGHANA_KEY"]},
    params={"page": 1, "limit": 20},
)

rows = response.json()["data"]

SSNIT Rates

Field

Type

item

TEXT

value

DECIMAL(14,3)

unit

TEXT

description

TEXT

effective_from

DATE

effective_to

DATE

checked_at

DATE

source_url

TEXT

notes

TEXT

source

TEXT

itemTEXT

valueDECIMAL(14,3)

unitTEXT

descriptionTEXT

effective fromDATE

effective toDATE

checked atDATE

source urlTEXT

notesTEXT

sourceTEXT

employee_rate

5.5

% of basic salary

The employee's contribution, deducted from pay and relieved from income tax

2010-01-01

—

2026-09-25

https://www.brr.gov.gh/acc/registry/docs/Law-Pension-ACT-766.pdf

National Pensions Act, 2008 (Act 766), in force from January 2010, as amended.

National Pensions Act, 2008 (Act 766)

employer_rate

% of basic salary

The employer's contribution, paid on top of pay

2010-01-01

—

2026-09-25

https://www.brr.gov.gh/acc/registry/docs/Law-Pension-ACT-766.pdf

National Pensions Act, 2008 (Act 766), in force from January 2010, as amended.

National Pensions Act, 2008 (Act 766)

tier1_rate

13.5

% of basic salary

Of the 18.5% total, the part paid to SSNIT (Tier 1), of which 2.5% goes to the National Health Insurance Fund

2010-01-01

—

2026-09-25

https://www.brr.gov.gh/acc/registry/docs/Law-Pension-ACT-766.pdf

National Pensions Act, 2008 (Act 766), in force from January 2010, as amended.

National Pensions Act, 2008 (Act 766)

tier2_rate

% of basic salary

Of the 18.5% total, the part paid to the occupational pension scheme (Tier 2)

2010-01-01

—

2026-09-25

https://www.brr.gov.gh/acc/registry/docs/Law-Pension-ACT-766.pdf

National Pensions Act, 2008 (Act 766), in force from January 2010, as amended.

National Pensions Act, 2008 (Act 766)

max_insurable_monthly

69000

GHS a month

Maximum insurable earnings: the most basic salary SSNIT contributions are charged on

2026-01-01

—

2026-09-25

https://www.ssnit.org.gh/wp-content/uploads/2026/01/Public-Notice-Min-Max-Insurable.pdf

SSNIT's notice gives GH¢69,000 (was GH¢61,000) without saying 'monthly'; the minimum, GH¢587.80, is the daily minimum wage times 27 days, so both are monthly. The Act caps the Tier 1 contribution; whether the cap also limits the employee's 5.5% is not stated.

SSNIT public notice on insurable earnings for 2026

itemTEXT

valueDECIMAL(14,3)

unitTEXT

descriptionTEXT

effective fromDATE

effective toDATE

checked atDATE

source urlTEXT

notesTEXT

sourceTEXT

example-item-1

example-unit-1

example-description-1

2000-01-01

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2000-01-01

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example-item-3

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2000-01-01

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example-notes-3

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example-item-4

example-unit-4

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2000-01-01

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example-item-5

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example-item-6

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2000-01-01

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example-item-7

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2000-01-01

example-source_url-7

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example-item-8

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2000-01-01

example-source_url-8

example-notes-8

example-source-8

How to cite

API Ghana. (2026). SSNIT rates (Version 1.0) [Data set, compiled from National Pensions Act, 2008]. Retrieved October 1, 2026, from https://apighana.com/datasets/ssnit-rates

Code samples

cURL

curl "https://connect.apighana.com/api/data/ssnit_rates?page=1&limit=20" \
  -H "X-API-Key: $APIGHANA_KEY"

JavaScript

const response = await fetch(
  "https://connect.apighana.com/api/data/ssnit_rates?page=1&limit=20",
  { headers: { "X-API-Key": process.env.APIGHANA_KEY } },
);

const { data, meta } = await response.json();

Python

import os, requests

response = requests.get(
    "https://connect.apighana.com/api/data/ssnit_rates",
    headers={"X-API-Key": os.environ["APIGHANA_KEY"]},
    params={"page": 1, "limit": 20},
)

rows = response.json()["data"]